HourglassFP PROBETA
HourglassFP Pro is only for financial professionals. Users of this tool verify that they are registered investment advisors.
If you have questions or need help utilizing the tool please contact us.
HourglassFP PRO Suite
One tool.
Every step of the plan.
Comprehensive asset-liability matching, quantified risk capacity analysis, and portfolio construction now flow together in a single seamless experience. Just a complete, time-weighted allocation matched to your client's life.
The three-step process, now connected
1
Asset-Liability Matcher
Quantify near-term liabilities and organize them into 0–3 and 3–7 year time buckets. Builds the foundation for the entire plan.
2
Risk Assessment Profiler
Generate a quantified risk capacity score from objective financial metrics — income, horizon, coverage, behavior, and DTI.
3
Portfolio Builder
Combine bucket totals and risk score into a Defined Duration, ALM-aligned allocation across five time horizons with full instrument mapping.
What HourglassFP Can Do For You
0–3 yrs
T-Bills
Cash & reserves
3–7 yrs
Bonds
Safe growth
7–15 yrs
Multi-asset
Diversifiers & growth mix
15+ yrs
Stocks
Growth and inflation protection
Your plan, perfectly timed.
We all think in time horizons across our financial lives. Good financial planning matches assets to specific goals to give people clarity about how much they'll have and when.
- HourglassFP systematically matches assets to goals.
- HourglassFP does your risk profiling for you.
- HourglassFP communicates the portfolio's purpose.
HolisticPlanning
Keep the natural advisory workflow — unify the output.
Planning, budgeting, profiling, and allocation flow into one output you can explain and document. The visuals reinforce the story you already tell. The result:
- A differentiated, efficient and systematic process.
- Better client communication and understanding of asset goals.
- Better relationships and better business.
Ready to put HourglassFP to work?
Are you ready to create financial plans that connect the dots from investable assets to financial goals?